Water Quality Programs
Become a participating lender:
1. Sign up as a participating lender. Fill out the online application at www.iowalinkeddeposit.com and send the Lender Participation Agreement to IFA at 2015 Grand Ave., Des Moines, Iowa 50312, or fax it to 515-725-4901.
2. After receiving the signed Lender Participation Agreement, IFA will activate the lender. The lender may now access the online system.
Project Application Process:
1. The borrower works with:
a. The local Soil and Water Conservation District (SWCD) for LWPP, LWQP and SWP projects. For more information on project eligibility or approval, contact Tony Toigo at 515-281-6148 or tony.toigo@iowaagriculture.gov .
b. The local County Sanitarian for OSWAP projects. For more information on project eligibility or approval, contact Dan Olson at 515-725-8404 or daniel.olson@dnr.iowa.gov .
Loan Application Process:
1. The borrower completes the lender’s normal loan application process.
2. When the local lender approves the loan, the lender completes the online application.
Loan Completion:
1. The project is completed, inspected and certified.
2. The application is approved online and the lender receives an email that funds can now be requested.
3. The lender requests the funds online by entering the loan details (date of loan, term of loan, lender contact, etc.).
4. Funds are deposited in an IFA deposit account at the local lending institution, and the borrower receives his/her loan from the lender.
Annually:
1. Several weeks before the anniversary date of the loan, IFA will send a notice to the local lender via email reminding the lender that IFA will withdraw from its deposit account an amount approximately equal to the principal that has been repaid.
2. The amount in the deposit account and the amount of the outstanding principal on the loan will be the same.
 
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List of Current Participating Lenders

For more information contact the Iowa Finance Authority:
Jane Larson
Jane.Larson@iowa.gov
800-432-7230
   Tracy Scebold
tracy.scebold@iowa.gov
800-432-7230

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